Why do I need Global Major Medical Insurance?
You need Global Major Medical Insurance to prepare financially for an unexpected serious illness. Most people are caught 'off-guard' when diagnosed with a serious illness and are not prepared financially for major medical expenses if immediate treatment is available outside of Canada. Unfortunately, our healthcare system in Canada isn't as efficient or flexible as we need. Appointments with specialists can take months and a second opinion is usually not available.
Some of the Benefits of a Global Major Medical Insurance include::
- Immediate access to the Best Doctors (access to a second opinion and referrals to the best doctors in the world)
- Up to $1 million for global medical expenses
- $10,000. travel allowance
OR
- Immediate access to the Best Doctors (access to a second opinion and referrals to the best doctors in the world)
- $25,000 for Canadian medical expenses, replacement of lost income, and discretionary expenses if you decide to receive treatment for your serious illness only in Canada
Global Major Medical Insurance covers you for 10 (ten) of the most common and treatable illnesses. If you are diagnosed with any of these illnesses, you can immediately contact Best Doctors to initiate the consultation service.
- Cancer (life-threatening)
- Coronary artery by-pass surgery
- Aortic surgery
- Parkinson's disease
- Heart valve replacement
- Multiple sclerosis
- Kidney failure
- Major organ transplants
- ALS or Lou Gehrig's diseases (motor neuron)
- Benign brain tumor
Best Doctors' life-saving services...
If you are diagnosed with a covered illness, you will have immediate access to the following services from Best Doctors:
InterConsultation ™ - Medical Advice and Treatment Planning
An in depth review of your medical files for confirmation of diagnosis and treatment plan. You and your family doctor will have access to the latest tests, technologies, and opinions of world-class doctors. With a fast and detailed turnaround of results, this second opinion can reduce potentially serious complications from a misdiagnosis, helping you and your treating physician determine the proper course of action.
FindBestDoc ™ - Identification of the Right Care Provider
A customized search across a constantly updated global database of over 50,000 world class specialists who are most qualified to meet your specific medical needs. You will have access to a Personal Care Manager, who will work with doctors affiliated with Harvard Medical School, to help you understand your options and determine the best care provider for your specific condition. Every recommendation is based solely on quality and expertise.
FindBestCare ® - Care Management
Assistance with the out-of-country hospital admittance process and medical appointments. Best Doctors will co-ordinate the necessary information among the medical specialists involved, while continually monitoring the treatment process to ensure your medical priorities are met. The VIP Concierge service helps you travel outside Canada with reservations and accommodations for yourself and a companion. This helps reduce stress that could discourage you from seeking the care you need away from home.
...and don't forget the $1 million dollars to cover your global medical expenses.
THE STORY ONLY GETS BETTER....
A spousal plan and a family plan (children 17 years old and under only) are also available. Now you can have $1 million dollars of coverage on each member of your family for their serious illnesses as well. Read a real life story here.
The shortfalls of most other plans
Global Major Medical Insurance is the only medical insurance that provides clients with both the knowledge and the money to maximize their chances of returning to good health.
Public Health Insurance Plans will cover the cost of most treatment within Canada, but may NOT recommend or fund treatment by out-of-country specialists in a timely manner.
Life insurance will pay upon death, but will NOT assist the insured with surviving a serious illness.
Disability Insurance will ensure income for everyday expenses, but will NOT cover the extraordinary expenses that can result from serious illness.
Employer Health Plans will reimburse limited medical expenses within Canada, but will NOT offer the knowledge of Best Doctors or fund treatment outside of Canada.
Critical illness will provide funds to replace income, but will NOT offer unlimited access to medical information or adequate funding to pursue the best course of medical treatment. CI can also be prohibitively expensive for many clients.
ONLY Global Major Medical Insurance will put your client on a direct path to the best doctors and medical facilities in the world AND provide the financial support to pursue the optimal treatment options. Unlike CI, there is no 30-day survival requirement to receive benefits.
Apply Now!
If you are not sure what to do, let us help you determine your Pet Insurance requirements. We will work with you to find which Pet Insurance plan best meets your needs and budget.
Please click on the "Instant Qualification Check" button below and answer the questionnaire to see if you and your family will qualify for this coverage (you must be 60 years old or under). There are no medical examinations, blood tests, or further underwriting required if you can answer No to all the questions.
Answer these questions NOW and get this vital major medical protection for your family today:
For a free quote or more information, call one of our friendly and helpful Global Major Medical Insurance Consultants for personalized service at 1-888-466-4832 (without obligation) or e-mail us at info@nitecinsurance.ca
Or to apply right away, click on the Insurance Provider name below to download the PDF application form:
Transamerica (PDF)
» Receive a free quote today: Free Quote Submission
